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While loans, grants, and work-study are helpful in assisting you with financing your college education, they are not the only way to go about doing this. Scholarships–academic, special circumstance, and athletic–are also available to assist you. There are two main types of scholarships: university scholarships and private scholarships. Below, we will look at university scholarships.

University scholarships are monies awarded through your college or university that you do not have to pay back. Universities use these monies to attract and keep students who have certain characteristics they wish to have within their collegiate community. There are three main types of scholarships available through universities. These are:

• Academic Scholarships: These are monies awarded on, you guessed it, academics. Some of these scholarships are available only to incoming freshmen, while others can be applied for each year you are in attendance. Contact your university’s financial aid office to find out more.
• Athletic Scholarships: These are monies awarded based on students’ participation in collegiate athletics. These are usually awarded upon the student’s enrollment to the university.
• Diversity Scholarships: These are monies awarded based on students’ ethnicity, gender, or financial situation. Although many of these are awarded in a student’s first year of college, many can be applied for throughout one’s college career. To find out more contact your college’s office of financial aid or minority affairs.

Remember, scholarships can be taken away just as easily as they can be given, so make sure you know what you are supposed to do (participate in activities, maintain a certain GPA, etc.) to ensure you get and keep your monies.